American Express Business Platinum Card Offers Up to 300K Points Welcome Bonus
The Business Platinum Card® from American Express is one of the most perks-rich business cards out there, and is useful if you're looking to earn Amex Membership Rewards points . At the moment, we're seeing an excellent elevated welcome offer on the card, making it an ideal time to apply. Or perhaps more accurately, we're seeing an offer that could be very good, as it's variable. If you're eligible for this card, it's absolutely worth seeing what's available to you. Link: Learn more about The Business Platinum Card® from American Express What is the current Amex Business Platinum Card offer? The Amex Business Platinum Card has a massive welcome offer that's as high as 300,000 Membership Rewards points after spending $20,000 within the first three months. Personally, I value Amex points at 1.7 cents each, meaning that to me, the 300,000 points are worth a staggering $5,100. As I see it, that's basically the best welcome offer you'll find on any card. There are lots of great uses for Amex points , as they can be transferred to all kinds of useful airline and hotel partners. Also keep in mind that having this card lets you unlock the full value of Amex Pay With Points , potentially allowing you to get up to 1.54 cents of value per point toward the cost of airfare on a designated airline. You could then use that redemption rate for all your linked Amex Membership Rewards cards. Of course let me emphasize that not everyone will be eligible for this offer, which is why you'll want to check what's available to you. Book lots of awesome travel with Amex points Who is eligible for the Amex Business Platinum Card bonus? In line with Amex's "once in a lifetime" rule , the welcome offer on the Amex Business Platinum Card isn't available to those who currently have the card, or those who have had the card (or previous versions of the card) in the past. On top of that, Amex's general card restrictions apply. There are a few additional things to note : You are eligible for the welcome offer on this card if you've had any other Amex card, so you can apply for this card even if you have cards like American Express Platinum Card® ( learn more ) or American Express® Business Gold Card ( learn more ) While Amex typically has a limit of letting someone have at most five Amex credit cards (including personal and business cards), that doesn't include this product, since it's not a traditional credit card If you're worried about the Chase 5/24 limit , getting approved for the Amex Business Platinum shouldn't count as a further card toward that limit Many will be eligible for the welcome offer on the card Why the Amex Business Platinum Card is worth it The Amex Business Platinum Card has a $895 annual fee ( Rates & Fees ). While this isn't the most rewarding card in terms of the return on spending, it does have a huge number of valuable perks . Here are just some of them (enrollment is required for select benefits): Comprehensive airport lounge access , including Amex Centurion Lounge access , Delta Sky Club® access , a Priority Pass™ Select membership , and more; in all cases, there are some terms and restrictions associated with access Elite status with travel brands, including Hilton Honors™ Gold Status , Marriott Bonvoy® Gold Elite Status , and elite status with multiple rental car companies Up to thousands of dollars worth of credits, including for airline fees, hotels, wireless purchases, Adobe, Dell, and more Access to all kinds of special programs, from Amex Fine Hotels + Resorts® , to the Amex International Airline Program , and more Of particular note is that the card offers up to $600 per year in hotel credits , in the form of a $300 credit semi-annually. This can be used even for one night stays at Amex Fine Hotels + Resorts® properties, so I think that's quite easy to maximize, and largely helps with offsetting the annual fee. Read a full review of the Amex Business Platinum Card here . Receive Amex Centurion Lounge access with the card Amex Business Platinum Card welcome offer FAQs What is the highest bonus offer for the Amex Business Platinum? The highest welcome offer on the Amex Business Platinum is currently for up to 300,000 bonus Membership Rewards points upon completing minimum spending, though different people are eligible for different offers. What are the requirements for the Amex Business Platinum bonus? The Amex Business Platinum generally follows a "once in a lifetime" rule for the welcome offer, so you're typically only going to be eligible if you haven't earned a welcome offer on the card in the past. That being said, during the application process you should receive a warning if you're not eligible for a welcome offer, before there's a hard pull. What should you do if you get a lower offer for the Amex Business Platinum? If you get a lower offer than the maximum for the Amex Business Platinum, you can either choose not to follow through with the application (with no impact on your credit score), and maybe try again in the future, in hopes of getting something better. Alternatively, you can apply anyway. Not all people will be eligible for the best offer, and there's still lots of merit to getting the card with a lower offer. Can you earn the bonus if you product change to the Amex Business Platinum? The Amex Business Platinum welcome offer is only available to those who directly apply for the card under an eligible offer. If you product change from another Amex card, you're generally not eligible for the bonus. Can you earn the bonus on the Amex Business Platinum if you're an authorized user? If you're an authorized user on someone else's Amex Business Platinum, you're still eligible for the welcome offer on the card if you apply under your own account. Bottom line The Amex Business Platinum Card has a huge welcome offer that's as high as 300,000 bonus Membership Rewards points upon completing minimum spending. While the spending requirement is significant, so is the number of points you can earn, so this is worth it if you're eligible, and can swing it. This card offers all kinds of great perks that can help offset the annual fee, ranging from lounge access, to credits, to elite status, and more. Do you plan on picking up the Amex Business Platinum Card ? What kind of a welcome offer are you eligible for? The following links will direct you to the rates and fees for mentioned American Express Cards. These include: The Business Platinum® Card from American Express ( Rates & Fees ).